Best Salary Calculator Apps for US Workers in 2026
We compared 7 salary calculator apps on the US App Store on tax coverage, price, ads and privacy. The right pick depends on how much tax detail you need.
Disclosure: Stub44 is our app. It is listed on the App Store as “Salary Calculator +” (id 6762491263). We built this comparison honestly, including areas where competitors have advantages. Ratings and pricing are from the US App Store and Google Play as of September 2026.
Quick answer
No single app wins for everyone. Stub44, listed on the App Store as Salary Calculator + by EHM TECH LLC, runs a full gross-to-net breakdown with W-4 inputs, state payroll items such as CA SDI, and garnishments. My Paycheck Calculator by Bird Software LLC has the most US App Store ratings on this page and adds local taxes in 14 states, stock pay and PDF, Excel and CSV export.
Paycheck Lite : Mobile Payroll by Payrollguru, Inc. is free with ads and covers federal and state withholding, but its deductions live in a separate paid app. Salary Calculator - Pay Calc by Phan Nhat Đang, a different app from Stub44’s Salary Calculator +, converts pay across eight periods in 21 languages and applies a tax rate you enter.
Paycheck Buddy costs $1.99 upfront, lists 12 states and was last updated in December 2023. Income Ultra is free with no ads and no subscriptions, on iPhone only. Paycheck Calculator Take Home by TEAMZ LAB LTD is free with ads and bundles 6,800+ other calculators.
Side-by-side comparison
| Feature | Stub44 | My Paycheck Calculator | Paycheck Lite : Mobile Payroll | Salary Calculator - Pay Calc | Paycheck Buddy | Income Ultra | Paycheck Calculator Take Home |
|---|---|---|---|---|---|---|---|
| Platforms | iOS + Android | iOS + Android | iOS + Android (as Paycheck Free) | iOS | iOS | iOS (iPhone only) | iOS + Android |
| US App Store rating | No App Store ratings yet | 4.67 (244) | 2.52 (161) | 4.61 (140) | 4.46 (13) | 5.00 (5) | 5.00 (4) |
| Google Play | 4.8; 1K+ installs | 4.5; 10+ installs | 3.7 (1.31K reviews); 100K+ installs | No Play listing found | No Play listing found | No Play listing found | Rating not shown; 100+ installs |
| Last updated | August 2026 | September 2026 | January 2026 | August 2026 | December 2023 | March 2026 | September 2026 |
| Free-tier limits | Not stated | Not spelled out; 2026 tax-year calculations free for all users since March 2026 | Whole app free with ads; profiles and deductions are in a separate paid Payrollguru app | Not stated | No free tier | None; the whole app is free | None stated; “No paywall, no subscription” |
| Paid plans | Pro: $2.99 a week or $29.99 a year; 7-day free trial | 1 week $1.59 to $3.99; 1 month $3.99 or $5.99; 12 months $17.99 to $34.99; what they unlock is not stated | None in this app | ”Unlock all features” $2.99; one-time or recurring not stated | $1.99 upfront; no in-app purchases | None | None on the App Store |
| Take-home pay estimate | Yes, full gross-to-net breakdown | Yes, after federal, state and local taxes, FICA and deductions | Yes, from gross pay or hourly wages | Yes, from an estimated tax rate you enter | Yes | Yes; factors in taxes and deductions, method not stated | Yes, after federal, state, Social Security and Medicare withholding |
| Federal income tax | Yes | Yes, tax years 2021 to 2026 | Yes, federal withholding | Not stated | Yes; newest listed brackets are for 2024 | Not stated | Yes, as withholding |
| State income tax | Yes, all 50 states + DC | Yes, all 50 states + DC | Yes, “50 different states and US territories” | Not stated | 12 listed states: AK, AL, AR, AZ, MA, RI, FL, NV, SD, TN, TX, WY | Not stated | Yes; states covered not stated |
| FICA (Social Security + Medicare) | Yes, with year-to-date wage-base capping and Additional Medicare | Yes | Yes | Not stated | Not stated | Not stated | Yes |
| State payroll items (SDI, PFL, SUI) | Yes, CA SDI, NY PFL and more, itemized | Not stated | Yes, state unemployment and disability where applicable | Not stated | Not stated | Not stated | Not stated |
| Local / city tax | Not stated | Yes, city and county taxes in 14 states | Not stated | Not stated | Not stated | Not stated | Not stated |
| W-4 inputs | Yes, post-2020 and pre-2020 forms, plus state allowances | Not stated | Federal and state allowances | Not stated | Not stated | Not stated | Not stated |
| Pay periods | 8, daily to yearly | Any, annual down to hourly | Not stated | 8, hourly to annual | Weekly, bi-weekly, semi-monthly | Hourly, weekly, bi-weekly, monthly, yearly | Not stated |
| Hourly + overtime | Yes, multiple overtime entries | Yes; different hours each week since July 2026 | Yes, including double time | Hourly yes; overtime not stated | Hours-based pay with double time, added in 2023 | Yes, automatic above 40 hours | Yes, including time-and-a-half |
| Pre-tax deductions (401(k), HSA, FSA) | Yes, 401(k), 403(b), 457(b), SIMPLE IRA, HSA, Health FSA, Dependent Care FSA | Yes, 401(k), IRA, HSA, FSA | No, in a separate paid Payrollguru app | Not stated | Not stated | Generic “deductions”; types not stated | 401(k) and HSA as a separate listed tool |
| Garnishments | Yes, child support, IRS levy, creditor garnishment | Not stated | Not stated | Not stated | Not stated | Not stated | Not stated |
| Multiple jobs / profiles | Saved profiles, switched with one tap | Yes, multiple employers and states, plus side-by-side scenarios | One employee profile; more in the separate paid app | Not stated | Not stated | Not stated | Not stated |
| Flat-percentage mode | Yes, alongside the full US tax engine | Not stated | Not stated | Yes, the only tax feature its listing mentions | Not stated | Not stated | Not stated |
| Export | Not stated | PDF, Excel, CSV, image | Not stated | Not stated | Not stated | Not stated | |
| Languages | 1 | 1 | 1 | 21 | 1 | 1 | 1 in its App Store language list; its description says 39 |
| Ads | No | No | Yes | Yes | No | No | Yes |
| Account required | No | Not stated; inputs sync through iCloud | Not stated | Not stated | Not stated | No | No |
| Data stays on device | Yes, with no account | Not stated; syncs through iCloud | Not stated | Not stated | Not stated | Not stated | Not stated |
| Privacy label | Data Used to Track You: Identifiers | No data used to track you; Diagnostics not linked to you | No data used to track you; Identifiers and Usage Data for Third-Party Advertising, not linked to you | Data Not Collected | Data Not Collected | Data Not Collected | Data Used to Track You: Identifiers |
The apps
1. Stub44
Stub44 Our Pick
Stub44, listed on the App Store as Salary Calculator +, turns a salary or an hourly wage into a full gross-to-net breakdown. It figures federal and state income tax for all 50 states plus DC and itemizes state payroll items such as CA SDI and NY PFL. Social Security tracks your year-to-date wages against the wage base, and Medicare includes the Additional Medicare surtax. W-4 inputs cover both the post-2020 and pre-2020 forms, plus state allowances such as the NJ-W4. You get five filing statuses and eight pay periods, from daily to yearly, and a period grid shows net pay for all eight at once.
On the deduction side it handles traditional and Roth 401(k), 403(b) and 457(b), SIMPLE IRA, HSA, Health FSA, Dependent Care FSA, custom buckets, and garnishments for child support, IRS levies and creditors. You can save profiles for jobs, offers and what-ifs and switch between them with one tap. A flat-percentage mode skips the US tax engine when you only want a simple cut. There are no ads and no account, and it keeps your data on the device. Its privacy label declares Identifiers used to track you. It runs on iPhone, iPad and Android and was updated in August 2026. It has no App Store ratings yet. On Google Play it has 4.8 stars and over a thousand installs.
Pros
- W-4 inputs for the post-2020 and pre-2020 forms, plus state allowances
- State payroll items such as CA SDI and NY PFL, itemized
- Garnishments for child support, IRS levies and creditors
- No ads and no account, with your data kept on the device
Cons
- No App Store ratings yet
- The store page does not say which features are free and which need Pro
- Local city tax and export are not on the listing, and it is English only
Pricing: Free to download. Pro is $2.99 a week or $29.99 a year, with a 7-day free trial.
Best for: salaried or hourly workers who want every W-4 entry, deduction and state payroll line in one breakdown.
2. My Paycheck Calculator by Bird Software LLC
My Paycheck Calculator
My Paycheck Calculator has been on the App Store since 2023 and has 4.67 stars from 244 US ratings, the most on this page. It shows net income after federal, state and local taxes, FICA, retirement savings and payroll deductions, for tax years 2021 to 2026. It covers all 50 states plus DC, and local city and county taxes in 14 states, up from New York only before February 2026. It handles salary, hourly wages, overtime, bonuses, commissions, tips and shift differentials. A July 2026 update added different hours for each week of the year.
It reaches well past a single paycheck: stock compensation (ISOs, NSOs and RSUs), investment and self-employment income, credits, a refund or amount-owed estimate, retirement projections, and up to 6 years of history. You can run several employers and states at once, save scenarios, and compare two estimates side by side. Exports come as PDF, Excel, CSV or an image, and inputs sync through iCloud across iPhone and iPad. There is also an Android version with 4.5 stars and 10+ installs on Google Play. Its listing indicates no ads, and its privacy label declares no data used to track you. The catch is pricing. The App Store lists nine in-app purchases, named only by length, from $1.59 a week to $34.99 a year, and the store page does not say what they unlock. A March 2026 update made 2026 tax-year calculations free for all users. Some reviewers call it simple and easy to use, though most of those reviews date from 2023 and early 2024.
Pros
- Local city and county taxes in 14 states
- Multiple employers at once, plus side-by-side scenarios
- Export to PDF, Excel, CSV or image
- Stock compensation, refund estimate and retirement projections
Cons
- Nine in-app purchases named only by length, and the store page does not say what they unlock
- The listing names no W-4 inputs and no garnishments
- Requires iOS 17.0 or later, and it is English only
Pricing: Free to download, with in-app purchases from $1.59 a week to $34.99 a year. What they unlock is not spelled out on the store page.
Best for: people with several jobs, local taxes or stock pay who want exports and side-by-side scenarios.
Read the full comparison: Stub44 vs My Paycheck Calculator
3. Paycheck Lite : Mobile Payroll by Payrollguru, Inc.
Paycheck Lite : Mobile Payroll
Paycheck Lite : Mobile Payroll has been on the App Store since 2011. It computes a net paycheck from gross pay or hourly wages, with overtime and double time. It covers federal withholding, Social Security, Medicare, state withholding, and state unemployment and disability where they apply. You set federal and state filing statuses and allowances and enter your year-to-date wages. It can compare net pay in “50 different states and US territories”, which helps if you are weighing a move, and it emails paycheck details to anyone you choose. It was updated for 2026 in January 2026.
The whole app is free, with ads, and it sells no in-app purchases. Multiple profiles, pre-tax and post-tax deductions and a pie chart are in a separate paid Payrollguru app, not in this one. On Android it is called Paycheck Free, with 3.7 stars from 1.31K Google Play reviews and 100K+ installs. On the App Store it has 2.52 stars from 161 ratings. Reviews from 2020 and 2021 describe it breaking after iOS 14 and iOS 15 updates, and reviews from 2017 to 2021 complain about intrusive ads. The notes for version 3.4, in October 2018, say “Reduced number of ads”, but no release note says the iOS problems were fixed. Reviewers also say its results are accurate or close. Its privacy label declares no data used to track you, with Identifiers and Usage Data used for third-party advertising and not linked to you.
Pros
- Free, with no in-app purchases
- State unemployment and disability where applicable
- Compares net pay across states before a move
- Emails paycheck details
Cons
- Contains ads, and older reviews complain about how intrusive they are
- No 401(k), HSA or other deductions in this app
- 2.52 from 161 US App Store ratings
Pricing: Free with ads. No in-app purchases.
Best for: a quick federal and state withholding check, or comparing take-home pay across states before a move.
Read the full comparison: Stub44 vs Paycheck Lite : Mobile Payroll
4. Salary Calculator - Pay Calc by Phan Nhat Đang
Salary Calculator - Pay Calc
Salary Calculator - Pay Calc is a different app from Stub44’s Salary Calculator +. It is made by Phan Nhat Đang, has been on the App Store since 2020, and has 4.61 stars from 140 US ratings. You enter a pay rate, pay period, work schedule and paycheck frequency, and it converts your pay across hourly, daily, weekly, biweekly, semi-monthly, monthly, quarterly and annual periods. For taxes, you add an estimated tax rate yourself to preview gross pay, estimated tax and take-home pay. The listing does not mention federal tax, state tax, FICA or W-4 inputs, and it names deductions only in its disclaimer.
It is the only app here with more than one language in its App Store language list, with 21. It runs on iPhone and iPad, and no Google Play version was found. It contains ads, and its privacy label declares Data Not Collected. A single $2.99 “Unlock all features” purchase is listed, and the store page does not say what it unlocks, whether it is one-time, or whether it removes ads. It was updated in August 2026.
Pros
- Converts pay across eight periods, hourly to annual
- 21 languages
- Privacy label declares Data Not Collected
Cons
- Taxes come from a rate you enter; the listing describes no tax calculation
- Contains ads
- iPhone and iPad only
Pricing: Free with ads. “Unlock all features” is $2.99, and the store page does not say what it unlocks.
Best for: converting pay between periods, or using an app in a language other than English, if you are fine entering your own tax rate.
Read the full comparison: Stub44 vs Salary Calculator - Pay Calc
5. Paycheck Buddy by Money Calendar App LLC
Paycheck Buddy
Paycheck Buddy estimates your income after tax from your hours or a salary. Per its release notes, 2023 updates added double time, weekly, bi-weekly and semi-monthly pay, state withholding and a detail page. It costs $1.99 upfront, with no in-app purchases and no ads declared, and its privacy label declares Data Not Collected. It runs on iPhone and iPad, and no Google Play version was found.
The problems are age and coverage. It was last updated in December 2023, and the notes for that version say it added 2024 federal tax brackets while the 2024 state tables were “still in process”. No version has shipped since. State tax covers the 12 states it lists: AK, AL, AR, AZ, MA, RI, FL, NV, SD, TN, TX and WY. California and New York are not on the list. It has 4.46 stars from 13 US ratings, too few to weigh against the larger apps here.
Pros
- One $1.99 payment, with no subscription and no ads declared
- Privacy label declares Data Not Collected
- Double time and semi-monthly pay, per its release notes
Cons
- Last updated in December 2023
- State tax limited to 12 listed states
- 4.46 from only 13 US ratings
Pricing: $1.99 upfront. No in-app purchases.
Best for: an after-tax paycheck estimate in one of its 12 listed states, if you would rather pay once than subscribe.
Read the full comparison: Stub44 vs Paycheck Buddy
6. Income Ultra by Raul Gutierrez Niubo
Income Ultra Best Value
Income Ultra breaks a salary down into hourly, weekly, bi-weekly, monthly and yearly amounts, or converts an hourly wage into all of them. You switch between salary and hourly modes with one tap, and it calculates overtime automatically when you work more than 40 hours. It factors in taxes and deductions to show take-home pay, but the listing does not say how it figures them. Version 2.0, released in March 2026, redesigned the app and brought results that update as you type, plus dark mode.
It gets our Best Value badge because the whole app is free. Its listing says “No ads. No subscriptions. No account needed.”, no in-app purchases are listed, and its privacy label declares Data Not Collected. It has been on the App Store since 2020, runs on iPhone only, and requires iOS 18.0 or later. It has 5.00 stars from 5 US ratings.
Pros
- Free, with no ads, no subscriptions and no account
- Automatic overtime above 40 hours
- Results update as you type, with dark mode
- Privacy label declares Data Not Collected
Cons
- How it figures taxes is not stated
- iPhone only, and it requires iOS 18.0 or later
- 5.00 from only 5 US ratings
Pricing: Free. No in-app purchases and no ads.
Best for: a quick salary-to-hourly conversion with no cost and no sign-up.
Read the full comparison: Stub44 vs Income Ultra
7. Paycheck Calculator Take Home by TEAMZ LAB LTD
Paycheck Calculator Take Home
Paycheck Calculator Take Home estimates what lands in your account after federal, state, Social Security and Medicare withholding. It handles hourly and salary pay, overtime and time-and-a-half, and it lists a separate tool for how 401(k) and HSA contributions change your paycheck. The listing does not say which states it covers, and it states no pay periods, filing statuses or W-4 inputs. The paycheck calculator is one of 6,800+ calculators in 138 categories inside the same app, and a September 2026 update put it up front.
The app has changed a lot. It launched in December 2024 as a coin-flip app, per its version history, and was renamed Paycheck & Freelance Calculator in April 2026 before taking its current name. With 4 US ratings and that history, its 5.00 says little about the paycheck calculator. It is free, with no paywall or subscription and no in-app purchases on the App Store, and it contains ads. No account is needed. Its privacy label declares Identifiers used to track you. It runs on iPhone, iPad and Android, with 100+ installs on Google Play.
Pros
- Federal, state, Social Security and Medicare withholding
- Overtime and time-and-a-half
- Free, with no paywall, no subscription and no account
- 6,800+ other calculators in the same app
Cons
- States covered, pay periods and filing statuses are not stated
- Contains ads, and its privacy label declares Identifiers used to track you
- Only 4 US ratings, and the app started out as a coin-flip app
Pricing: Free with ads. No in-app purchases on the App Store.
Best for: people who want a free withholding estimate plus a drawer of other everyday calculators.
Read the full comparison: Stub44 vs Paycheck Calculator Take Home
Which one should you pick?
Pick Stub44 if you want W-4 inputs, state payroll items such as CA SDI, garnishments and retirement deductions in one breakdown, with no ads and no account.
Pick My Paycheck Calculator if you pay local taxes, work for several employers, have stock pay, or need PDF, Excel or CSV exports.
Pick Paycheck Lite : Mobile Payroll if you want a free federal and state withholding check or a state-to-state comparison, and ads do not bother you.
Pick Salary Calculator - Pay Calc if you mostly convert pay between periods, want the app in a language other than English, and are fine entering your own tax rate.
Pick Paycheck Buddy if you live in one of its 12 listed states and would rather pay $1.99 once than subscribe.
Pick Income Ultra if you want a free salary-to-hourly converter on iPhone with no ads, no subscription and no account.
Pick Paycheck Calculator Take Home if you want a free withholding estimate and thousands of other calculators in one app.
If you would rather not download anything, our free salary take-home pay calculator by state and paycheck by pay frequency calculator run in the browser.
Frequently asked questions
What is the best salary calculator app?
It depends on what you need. Stub44, listed on the App Store as Salary Calculator + by EHM TECH LLC, covers W-4 inputs, all 50 states plus DC, state payroll items such as CA SDI and NY PFL, and garnishments, with no ads and no account. My Paycheck Calculator has the most US App Store ratings on this page, 244 at 4.67, and adds local taxes in 14 states plus PDF, Excel and CSV export. Paycheck Lite : Mobile Payroll is free with ads and compares net pay across states. Salary Calculator - Pay Calc converts pay across eight pay periods in 21 languages, using a tax rate you enter. Paycheck Buddy costs $1.99 once, lists 12 states and was last updated in December 2023. Income Ultra is free with no ads and no subscriptions, on iPhone only. Paycheck Calculator Take Home is free with ads and bundles 6,800+ other calculators.
Which salary calculator apps are actually free?
Income Ultra is free with no ads, no subscriptions and no in-app purchases. Paycheck Lite : Mobile Payroll and Paycheck Calculator Take Home are free with ads, and neither lists in-app purchases on the App Store. Salary Calculator - Pay Calc is free with ads, plus a $2.99 'Unlock all features' purchase whose contents the store page does not spell out. My Paycheck Calculator is free to download and made 2026 tax-year calculations free for all users in March 2026, with in-app purchases from $1.59 a week to $34.99 a year. Stub44 is free to download, with Pro at $2.99 a week or $29.99 a year after a 7-day free trial. Paycheck Buddy costs $1.99 upfront.
Which salary calculator apps cover state income tax in every state?
Stub44 and My Paycheck Calculator both cover all 50 states plus DC. Paycheck Lite : Mobile Payroll says it covers '50 different states and US territories'. Paycheck Calculator Take Home includes state withholding but does not say which states. Paycheck Buddy lists 12 states, and the notes for its last update, in December 2023, say its 2024 state tables were still in process. The listings for Salary Calculator - Pay Calc and Income Ultra do not mention state tax.
Is Salary Calculator - Pay Calc the same app as Salary Calculator +?
No. Salary Calculator + is Stub44's app, made by EHM TECH LLC, released in 2026 for iPhone, iPad and Android. It calculates federal, state and FICA taxes with W-4 inputs. Salary Calculator - Pay Calc is made by Phan Nhat Đang, has been on the App Store since 2020, and runs on iPhone and iPad. It converts pay between periods and applies an estimated tax rate you enter. Search for the full name, with the '+' or the '- Pay Calc', to get the one you want.
Which of these apps can compare job offers?
My Paycheck Calculator lets you save scenarios and compare two estimates side by side. Stub44 saves profiles for jobs, offers and what-ifs and switches between them with one tap, though its listing describes no side-by-side screen. Income Ultra names job hunters comparing offers as an audience but describes no saved-profile or compare feature. The other listings do not mention comparing offers.
Do I need an account to use these salary calculator apps?
Stub44, Income Ultra and Paycheck Calculator Take Home say no account is needed. My Paycheck Calculator syncs your inputs through iCloud across iPhone and iPad but names no sign-up. The listings for Paycheck Lite : Mobile Payroll, Salary Calculator - Pay Calc and Paycheck Buddy do not say either way.